Wednesday, January 25, 2012

Question: What do I do with this holiday weight?

I thought about making a New Year’s Resolution to lose weight – but really…would I? Is weight a matter of something to be “lost” or something to simply deal with once and for all? It seems that losing something implies you will find it again. I am deciding to deal with the weight thing – whatever medical, psychological, caloric, emotional thing it is…it will be dealt with once and for all!

But how to start?

I assume I should start by making myself feel better. Ever notice when you feel like you look OK, you seem to be more motivated? Looking your best at whatever weight will do more for your psyche than any diet I have ever tried. A visit to Goodwill for some new items to add to your wardrobe can do wonders without breaking the budget.

Step 1: make sure we feel like we look our best…every single day!

This means employing a few “hide weight” tricks. Here are the tips I plan on living by:

PATTERN - When you are trying to disguise a little extra weight, pattern can help you or really hurt you. Pay attention to where pattern and detail lies on your outfit. For example, if you don’t want people to notice your midsection and hips, then don’t put any detail (pattern, belts, color contrast) in that section.

However, some pattern can act as camouflage. For example, an all over pattern on a wrap dress. This option is a very slimming and is forgiving of bumps and bulges. If the pattern thing seems too complicated, and if you are worried about making a mistake – for the time being, skip it and go with outfits that are monochromatic.


COLOR - I would be lying if I said monochromatic (all black) wasn’t a good option…especially since I live in this community, and see so many of you out and about – you’d bust me (since I wear all black a lot - it is a problem, and it another New Year's Resolution). In our quest to keep attention away from trouble areas, lets strategically wear pops of color; for example a colorful scarf or a bright red shoe. This will bring the attention to your face, or bring it down to your feet. That tactic is one of my favorites, as long as you don’t notice lumps and bumps in the middle, I am OK with face and foot attention!

STYLE - When we put on a few pounds, we seem to hibernate and pull out the muumuu from the back of our closets. This is a mistake. It is important when you’ve added a few lbs that you wear the right style for your shape; things that fit as opposed to oversized and baggy (non structured) pieces. Concentrate on defining your waist, be sure the cut of clothing you wear is flattering to your shape rather than hiding it. Choose clothing that creates an hourglass silhouette…rather than a bowling ball silhouette.


FABRIC - When you feel a little thick in the middle, be conscious about what kinds of fabrics you wear. Avoid overly heavy fabrics, and likewise, avoid very thin fabrics. Heavy fabrics (like tweed) can add extra weight to your look. Thin fabrics have a tendency to cling…in all the wrong places. Thin fabrics are OK, if you are using them as first layer pieces…but definitely not as the statement to your outfit.

Remember – extra fabric will translate (visually) to more weight. It seems to me, this is the opposite of what our goal is (to look thinner!).


FINALLY...
The simple fact is looking your best lies in your attitude and the presence you have in your clothing. Embracing WHO you are under the jackets and jeans will make those jackets and jeans look amazing on you…the you today, and the you of tomorrow!

...and when you become the 'you of tomorrow', go through your closet and donate all of the clothing you don't need to Goodwill!



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Photo Credits:
http://gigabiting.com
http://health.com
www.clker.com
http://flatstomachplan.com

Saturday, January 7, 2012

Creating a No Spend Challenge for Your Family

money

Does taking a No Spend Challenge sound like a daunting project? It is actually easier than you might think. Our family tries to go on this little adventure every February and have made a commitment to have a month of no spending.

The technique of giving yourself a break from spending, whether it is a weekend or a year, is a popular technique among personal finance writers and financial advisers to aid in getting your budget back on track.


Money-free weekends are nothing new to our family. We often make commitments verbally that we will forgo spending for a weekend, but no spending for an entire month? This will be a new one for us.

To make a commitment to our no-spend month, we have budgeted exactly what we need for gas and groceries. We will, of course, pay all of our monthly bills, but will go without any incidental spending that usually occurs during the week. That means no trips to Hobby Lobby for me, no dinners out when I am too tired to cook, no drinks out with the girls. As you can see, it will be quite the commitment to not spend carelessly.

Empty Wallet


What can be gained though from a no-spend month can prove to be of great value for families. When you are not able to spend, you suddenly see how plentiful your life already is. The richness of what is around you and how little you truly do need to be happy quickly comes into focus.


As a consumer, we become conditioned to spend so those initial first weeks can prove challenging, but the rewards are great for families who can overcome that hump and break the cycle of spending. A no-spend month does come with challenges, but it also comes with the gratification of knowing that you have let your bank account grow and have become aware of where your money is going.


Would you like to take a no-spend adventure with me? Just think of all of the free time you will have if you are not out shopping and spending for a month.


Here are a few ideas for how you could spend all of that free time!


- Get your finances back on track by trying out a free program like Mint.com and get in better touch with your past spending.


- Dust off those old board games and spend an evening playing them together.


- Watch free movies on Hulu.com or take out the DVD collection and watch your favorite movies again. If you are really craving a new release, sign up on Redbox.com to get free movie codes sent to your cell phone to use towards a fun new release.


super nintendo

- Break out that really old game system and relive those games again with your kids.


- Dig through your old cookbooks and try out recipes using some of the ingredients in your pantry.


- Play a game of Iron Chef with your spouse and let your children be the judge of the best dish by having your very own cooking contest. You might be surprised that even dad’s toasted Pop-Tart might be the judge’s favorite in this contest.


- Actually use the craft supplies that you have bought and start tackling some of your crafty ideas for the holidays.


- Find the floor in your laundry room.


- Look for free community activities that you could do as a family.


- Volunteer or find things in your home that you could donate to Goodwill to reclaim that space in your home.


Donation Day

- Visit the library and actually read the books.


- Clip coupons and plan your grocery shopping in advance for next month.


- Take a wonderful and delicious nap.


- Learn a new skill set or check out books on self-improvement to help make your life better or easier. I love to visit You Tube to get great video tutorials on everything from doing my hair to discovering a new craft.


- Get free museum passes from the library or check the local museum’s websites for information on their free admittance days. Don’t forget to pack a lunch!


- Have a potluck-style swap night with your friends and exchange three of your things for three of theirs.


- Read that pile of magazines or newspapers that never gets read.


- Exercise.


- Listen to free music on Spotify, Pandora, or Groove Shark and make a fun mix of songs you listened to when you were dating your spouse.


bubble bath
- Take a bubble bath.


- Play on the floor with your children.


- Organize your closet and take inventory of your wardrobe. Be sure to start a great stack of items to pass on to Goodwill!


- Recharge those batteries and put them in the children’s toys to make them “new” again.


- Tackle a home improvement project that you bought supplies for, but still haven’t finished.




However you decide to spend your no-spend day, weekend, week, month, or year, I hope that it brings into focus how great it can truly be to not spend and that it gives you the opportunity to build meaningful relationships with those around you.



Have you ever tried to go without a period of not spending money? What did you learn from that experience? Please feel free to share!



Please click on the above pictures for photo credit and to access the photographer information for each image.